
For starters, let’s figure out whether it is better to rent or buy a home. The New York Times has a great, simple to use calculator to point you in the right direction.
HOME AFFORDABILITY CALCULATOR
Unsure how much you can afford to spend on a house? Use this calculator to figure home loan affordability from the lender’s point of view..
RENT OR BUY CALCULATOR

FHA QUALIFICATION CALCULATOR

This calculator provides the most accurate estimate possible by including the specifics of FHA loans in the calculation:
• Allows for a 3.5% down payment
• Includes monthly mortgage insurance premiums
• Includes upfront mortgage insurance premium as part of the cash to close amount per HUD guidelines
• Allows for 580 credit score
• Uses the 2019 FHA lending limits based on zip code

Our BASIC calculator is located on our Home Page.
None of these GUARANTEE you a rate, or payment amount. Please consult with me or a certified accountant to verify any amounts.